Monday, July 8, 2013

Insurance

I don't know why I get surprised....I head to the CVS to get her prescription filled for test strips....not drugs we can re-sell on the street people and the insurance DECLINES her for this (out of all the other $$$$ crap we have to do or pay for).  Why?  Because she just got strips over two weeks ago and she should not be out yet.  Ok...right except that amazingly enough- she IS.  She's a newly diagnosed diabetic..whose sugars are wildly out of control...she's shaky and trying to do this for herself...

Imagine being an adult and then having to ask your Mommy or Daddy every time you need insulin or a stick for bgm (blood glucose monitoring).  Right....sure....

Anyway- she did waste about 20 between not being able to get blood out (Avoid One-Touch Delica....that is by far the worst system we've seen) or because the strip had an error right out of the gate.  Do you know that I want to punch a wall when I see my kid shaking and crying because she's wasted another strip that cost us a $1.  And now the insurance wants to deny her the damn strips?

Oh and let's not forget- we have a deductible - $8500 that is completely out of pocket at 100% before the insurance kicks in.  And her delica strips were a whopping $102 or something crazy for 100 strips..so what the heck are they complaining about???!  We basically got little to no discount for these strips and then insurance declines us.

At any rate- we realized we had supplies for another meter someone had given us...(Bayer Contour) and while she loves the fast-clik of the Accu-Chek Nano- she will use that lancing device with the Bayer Contour machine for now.  Why not fight it?  Because we just found out that when Katie goes on the OmniPod insulin pump those are DIFFERENT test strips.

Seriously people???  Y'all can't get your act together and make sure that the strips and the meter and the pump and the cgm are all the same?  Really?

I also got the call for the pump..it will be 1600 to get her started with a 30 day supply.  Then a 3 month supply of pods is almost 269 a month.  We are for sure going to max out that deductible soon.  One can only hope.  Because after the deductible is met the damn thing is FREE.  Lovely.  So we have to pay that and then another 1047 for the CGM and 300 a month in supplies for that.  Ugh - sticker shock...everywhere we go.

They do not kid when they say that this is one of the most $$$$ diseases to manage.  And yet I can't bear to see my kid stick herself endless times a day.

But hey - thanks to our insurance (which will be un-named but has human in the title!) they added stress to my day.  I felt like a junkie arguing for her next fix and begging for more test strips..because obviously my daughter ran out because she's doing them for fun.  Drive-up glucose testing for free at Katie's house.  Morons.


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